Welcome to Cardiff Park Advisors
Cardiff Park Advisors is an independent, low cost, fee-only, full service investment advisory firm that specializes in the management of portfolios structured around tax-efficient passive and index investment strategies backed by a philosophy anchored in individual solutions and personal service. Our flat, fixed, industry transformative pricing model features a built-in performance advantage centered on a retainer fee that does not increase as account values rise. Cardiff Park is one of a select group of advisors specifically qualified to provide access to Dimensional funds (DFA). Cardiff Park also makes use of Vanguard funds and selected Exchange Traded Funds (ETF's) as well as CD’s, Treasuries and Municipal bonds for maturity laddered fixed-income portfolios.
Whether you are a self-directed investor or require a more personalized touch Cardiff Park would welcome the opportunity to assist you with your investment efforts.
Our investment philosophy is based on Nobel Prize-winning academic research on optimal long-term strategies, not Wall Street fads. By applying modern financial principals and a process grounded in science Cardiff Park works to deliver the extraordinary performance of the capital markets through state-of-the-art passive and index portfolio design.
We construct portfolios that account for your personal financial structure, investment horizons, and risk capacity. We implement your investment strategy through repositioning your assets. We personally oversee portfolio rebalancing on a quarterly basis. And we issue frequent, comprehensive reports on portfolio performance.
We sell no products and receive no commissions. Therefore we operate only on our client's behalf, without bias or conflict of interest.
Operational efficiencies allow Cardiff Park to maintain fees well below the industry average. Our compensation comes exclusively from fixed annual retainer fees based solely on the number of hours required to service your account rather then on the size of your assets.
We currently manage more than $250 million for high-net-worth investors, trust fiduciaries and pension and profit sharing plans with intermediate to long-term investment time horizons. Our principal brings more than 20 years of investment industry experience and accumulated financial wisdom to the investment consulting process.
Markets throughout the world have a history of rewarding investors. Traditional managers try to beat the market by forecasting the future. Too often this proves costly and ineffective. By focusing on the evidence of how markets work, Cardiff Park designs portfolios to maximize what the markets offer in all their dimensions. The result: Performance driven by a powerful combination of proven investment techniques and personalized solutions.
Cardiff Park Advisors, LLC; is registered and regulated by the U.S. Securities and Exchange Commission. We serve clients nationwide. Feel free to review this site to learn more about our philosophy, our approach and our qualifications.