A RECORD OF ACHIEVEMENT

Cardiff Park Advisors captures expected return with a long-term, buy-and-hold investment approach built on globally diversified externally managed mixes of low-cost, low-turnover ETFs and mutual funds or separately managed accounts. Rather than rely on forecasting, timing, stock picking or other forms of guesswork, our higher quality, less risky and more reliable approach, is built on the great ideas of finance, tested and proven over time. Our thinking is grounded in economic theory, backed by leading academic research, and supported by a century’s worth of empirical evidence. Learn more: Passive Investing

Most investors don’t understand how much they pay for investment advice. Many willingly hand over a 1% advisory fee in addition to high indirect fees for products in their portfolios. These fees take a big bite out of returns, adding to the inability of most fund managers to beat their benchmarks. Many people believe this is just the way it is. But you have an alternative. At Cardiff Park, we pair our smarter strategy with fees that are reasonable, fixed, transparent, and never based on assets under management. So you’ll always know exactly how much you’re paying. Or in our case, how little. Learn more: Advisor Fees

Cardiff Park is a fiduciary, meaning we’re pledged to serve our clients’ best interests. Our advice is independent, objective, and untarnished by conflicts of interest. We do not accept fees or commissions of any kind on financial products. Instead our aim is to help clients avoid costly mistakes and achieve their goals by following a disciplined, proven strategy. This makes us very different from most investment managers, who are financially motivated to recommend high-fee products that often mask hidden risks. Wall Street brokers want your money. We’ve got your back. Learn more: Ethical Standards

Your financial life doesn’t happen in a box. That’s why we’re prepared to help with issues beyond investment management. We’ll negotiate private lines of credit, offer advice on buying and selling a business, analyze the best time to retire, manage trusts, and guide tax-aware philanthropic giving. Upon request, we’ll work with other professionals including your CPA, attorney, estate planner, realtor, banker and trustee. Learn more: Our Services

Our clients arrive at our doorstep with widely varying investment knowledge and life experiences. They include stock-rich entrepreneurs, professionals at the peak of their careers or approaching retirement, forward-thinking seniors considering end-of-life giving, philanthropists, trustees, endowments, business owners, nonprofit organizations, pension plans and multi-generational families. We’ve created viable, long-term financial solutions for them all. Read more about how we can help you. Learn more: Client Profiles

Getting started is easy. We are here to assist you, and committed to staying with you every step of the way. First, we encourage all prospective clients to use our website to learn more about passive and index investing. You will be educated by our blog, and by numerous references to the body of work that serves as the foundation for our client service and advice. Next, we are happy to provide you with an initial complimentary consultation by phone. To schedule, please complete the contact form below and we will contact you promptly.