Call us toll free: 888 332 2238
  • Dividend Paying Stocks: Nov 5th 2013

    John Gorlow | Nov 05, 2013

    Since the early days of security analysis, research has emphasized the potential benefit of buying stocks at a price that is reasonable to the fundamentals. The oldest benchmark for valuation is the dividend yield. Stocks that trade at a high dividend yield are often referred to as value stocks. Stocks that trade at a low dividend yield are often referred to as growth stocks. Value and growth investing have given rise to dramatically different records of long-term performance. A large body of evidence suggests that there has been a higher long term-term return both domestically and internationally from investing in value stocks.

    Read More
  • Eugene Fama awarded Nobel Prize in Economics: Oct 14, 2013

    John Gorlow | Oct 14, 2013

    Professor Fama was awarded the Nobel Prize in Economics for his groundbreaking work on asset pricing and markets. His research inspired the rising popularity for index tracking funds and provides the intellectual foundation for investment strategy at Cardiff Park Advisors.

    Read More
  • Quarterly Review: Oct 7, 2013

    John Gorlow | Oct 07, 2013

    Global stock markets posted broad gains for September closing out a profitable quarter. The MSCI All World Index returned 5.17% for September and 7.9% for the latest three months. Further, every major developed and developing market gained for the quarter except for Indonesia. Through the end of September, YTD returns for the All World index totaled 14.43%.

    Read More
  • On Staying The Course: Sep 15, 2013

    John Gorlow | Sep 18, 2013

    Five years ago, the demise of Lehman Brothers shook global financial markets. This marked the start of a dreadful six month period for investors. Returns on the S&P 500 plummeted 52%, the MSCI Int’l Developed Market Index (EAFE) gave back 53% and the MSCI Emerging Market Index lost 47%.

    Read More
  • Actively Managing Your Returns Away: Sep 12, 2013

    John Gorlow | Sep 12, 2013

    Financial Analyst John Bogle, founder of the Vanguard Mutual Fund Group, estimated in an upcoming paper that the total costs paid by investors in actively managed US funds is 2.25%. Those costs include portfolio turnover expenses, sales loads, operating expenses and advisory fees. Passively managed index funds, on the other hand, are now available at fees at and around five basis points for institutions and 20 basis points or less for individuals.

    Read More
  • Market Update: Sep 2, 2013

    John Gorlow | Sep 03, 2013

    U.S. stocks took a step backwards over the month of August due to three sources of economic uncertainty: the potential intervention in the conflict in Syria, the plan on the part of the Federal Reserve to scale back its stimulus program, and the prospect of another congressional debt ceiling debate. Volatility spiked and the S&P 500 shed 3.1%, amounting to its worst monthly performance in over a year—pulling YTD returns down to 16.15%. Slowing new home sales, falling durable goods orders and sluggish retail compounded the turbulence. The 2.5% upward revision for second quarter U.S. growth came as bright spot amongst the other news.

    Read More
  • On the Growing Popularity of DFA Funds: Aug 26 2013

    John Gorlow | Aug 26, 2013

    B. Goodman, in a Barron's article published on August 5th and titled "Where the Smart Money is Headed", relates that DFA Funds top the list of where financial advisors are likely to put their money.Click here to read more.

    Read More
  • Warren Buffet's Investment Advice: Aug 16 2013

    John Gorlow | Aug 16, 2013

    One thing that surprised people about the recent $250 million sale of the Washington Post to Amazon founder Jeff Bezos was the health of the Washington Post's pension plan. At a time when most pension plans are struggling, the Post has $1 billion more than it needs. That billion-dollar surplus, it turns out, can be traced back to a memo Warren Buffett, age 44 at the time, sent the Washington Post's then chairman and CEO Katharine Graham about problems developing in pension plans and suggestions for how to avoid them. In the memo Buffett, who built his fortune buying individual stocks, acknowledged the inanity of trying to outguess the stock market and the wisdom of a passive investment approach. For more on the story see

    Read More
  • Should Gold Be A Part of My Portfolio?: Aug 10, 2013

    John Gorlow | Aug 10, 2013

    Although the year is far from over, it’s been a rough period for gold enthusiasts. A sharp sell-off beginning in mid-April sent bullion prices down to $1,192 on June 28th. Since then Gold prices bounced back to $1,309 but the price remains down 22.72% for the year to date and 31% below the peak of $1,895 reached in early September 2011. For the 10-year period ending July 31, 2013, gold enthusiasts have a more positive story to tell: The annualized return for gold spot prices was 13.99%, compared to annualized total returns of 7.64% for the S&P 500 Index, 7.97% for the MSCI EAFE Index, 13.10% for the MSCI Emerging Markets Index, and 2.47% for the S&P Goldman Sachs Commodity Index.

    Read More
  • Market Update: August 4, 2013

    John Gorlow | Aug 04, 2013

    The U.S. equity market closed out July with its best monthly gain since January and thus rebounded powerfully from its June decline. The S&P 500 rose 5% and achieved a new high thereby pushing the YTD return for the broad market index to 19.62%. Smaller companies outperformed the broad market, the S&P MidCap 400 and S&P SmallCap 600 gained 6% and 7%, respectively. Within US asset classes, small growth outperformed small value while large value outperformed large growth.

    Read More

Cardiff Park Advisors, LLC
338 Via Vera Cruz, Suite 240, San Marcos, CA 92078
Phone (760) 635-7526
Toll Free (888) 332-2238
Fax (760) 284-5550

Copy Right © | Cardiff Park Advisors