The year 2021 was marked by uncertainty on many fronts. It began with a shocking attempt to overturn an American election, televised live from the nation’s Capitol building. As a new administration entered the White House, investors refocused on the uncertainties of a recovering economy and a COVID-19 pandemic that refused to be quelled. Throughout the year, optimism was often followed by setbacks. Periods of volatility were sparked by new COVID variants, rising inflation, China’s real estate market, soaring government debt, and crowd-sourced investing frenzies. Still, investors who stayed the course benefited from recovery and expansion as the economy gained strength.